The Lake Village Homeowners Association maintains property insurance that provides blanket coverage for all residence buildings at Lake Village plus the clubhouse, rental office, maintenance building, fences, tennis courts, pool and spa.  This includes:
Our 2011 Insurance Agent is Ms. Lily Grove of Stockdale Insurance Agency. You can reach her by phone at 415-704-2152.  Her email address is lilyg@stockdaleinsurance.com.  She is also a Lake Village homeowner.

A copy of the current insurance policy is accessible here: 2011-04-06 CIBA Package 2011-12.pdf
                                                                                                                (This will open into a new window and may take
                                                                                                                  several minutes to download.)
Here is a summary as of March 6th, 2011:

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Stockdale Insurance Agency, Lily Grove, Branch Manager/Broker, (also a Lake Village homeowner)

New CIBA Commercial Insurance policy for Lake Village

• had a claims-free 2010 policy year
• reroofed wood shingle roofs
• repaired and/or replaced aluminum wiring
• replaced old heat tapes
• extensive tree removal

How to maintain a good low-cost policy and avoid unnecessary claims

• prevent water damage (majority of these claims are avoidable)
• maintain units heat at 55 degrees or higher
• turn off water when the unit is vacant in winter periods
• most of the “frozen or broken pipe" claims can be avoided

Stockdale can also provide individual homeowners with their own policy covering

• contents
• personal liability
• deductible "gap" insurance

For more information